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The application form is completed from start to finish online, it couldn’t be easier than it is today. Start your application now.

Quick

The decision of the loan application is made quickly and you could have money in your account in just 15 mins.

Secure

Once completed the funds are paid directly and securely into your designated account, you don’t have to go to the bank.

Your Best Guide to Quick Loans Online

Today, it’s quite difficult to avail for personal loans on most major banks. They are often reserved only for people with near perfect credit ratings and when they do offer them, the application process just takes time. The good news for people who are in need of cash right away, however, is that many credit unions and lenders today provide online applications to borrowers and they cater even those with average or poor credit ratings.
How do I get a quick loan online?
Numerous lenders today provide quick loans online and they do it in the fastest and most seamless of ways: by allowing you to apply directly on their website. Application forms are often sent on no time and responses are made in just a matter of minutes. Once your application is approved, the lenders simply deposit the money into your bank account.
Why is it a fast way to get a loan?
Traditionally, when you apply for a loan offline, there are numerous time-consuming steps that you need to undergo. First, you need to go to a specific office or bank then you undergo a thorough interview, and once the process is accomplished, you will have to wait for the cheque in the mail or an envelope of cash to arrive. By processing your request online, you are relieved of all these hassles and delays. And, most often, when you’re seeking for a quick loan, you need the money today and not tomorrow making online lenders a great solution to emergency finances.
How do these loans work?
Lender’s usually provide everything that you need to know in making a loan online on their website, from the amount of money that you want to borrow, the number of installments attached, the lifespan of every loan, and a number of repayments. Once you have sent your application, online lenders will make a quick evaluation by running a credit history check and other background checks. Once it is approved, your money gets wired to your bank account. The lenders will usually send email updates notifying you on your repayments.
How to get the best online personal loan
If you want to enjoy the best experience when it comes to making a loan online, here are a few tips and techniques that you might want to keep in mind.
Check Out The Website’s Security – Before sharing your personal information on an online lender, make sure that you do some basic security checks first to ensure that you’re not heading right into a scam. Check out the site’s URL to see if it’s indeed legit. The URL should start with “https” instead of the common “http” and a little lock symbol should be present beside the URL. A lot of reputable lenders also display a badge or icon as proof of authenticity in their security certification.
The Lender Should Check Your Credit – As a good reminder, a legit lender will always check your credit ratings and history. Many of them, however, will not rely solely on your credit score and will consider your profession or educational background in evaluating your eligibility for a loan. If a lender claims that it doesn’t make credit assessments on their clients, that should automatically be considered as a red flag. There are also online lenders that provide applicants with soft credit check – this check does not affect your credit score – at first but once you have chosen a loan term they normally do a hard check before giving you the money.
Check the APR – The APR or Annual Rate Charged is basically the interest rate and all extra fees attached to the loan and a number of charges that you will have to incur will rely heavily on your credit. The bigger the loan the bigger the APR, as a common rule of thumb. Many experts and credit advocates believe that 36% is the magic number when it comes to providing affordable loans to borrowers. If the online lender offers an APR higher than 36% then there is a good chance that you simply won’t be able to afford the loan.
Make Sure that Your Documentation is Ready – Most lenders require some form of documentation when processing a loan application. Mostly, it covers basic identification and proof of income like a paystub or W-2 but other lenders may require more. The good thing about online loan applications is that documentations are sent electronically and many lenders even accept screenshots or phone photos as proof of documentation.
Now you know how to make a quick loan online, how it works, and some of the best ways in looking for the best online lender. So if you are in an emergency situation and you need cash quick, you don’t have to rush to the nearest bank or lender. All you need is a computer and a laptop and your good to.

The Lenders List

Loan amount
£100 - £5,000
Loan term
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Loan amount
£100 - £3,600
Loan term
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5 most recent personal loan reviews

Review of Wage Day Advance

After being turned down everywhere for a loan even know I had more than enough coming in my bank to repay I was being turned down. Then my last hope was Wage Day Advance. They don't judge by previous mistakes in life they were simply looking for a promise of payment which I said I can do. I used a close and helpful friend to cover my back and we had the money In my bank account within 2 hours! Guys if your like me and seriously need that debt consolidation then these guys will help you out! Highly recommend! Best company by far.

Review posted by Benn Stokes, Peterborough

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Compare The Market

Fantastic service from compare the market! Application was quick and easy. The website is very straight forward and the staff are very friendly, polite and helpful.

Review posted by Jade Woodward, York

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of UK Fast Loan

The process was very quick and customer service I received was 10/10, rate and interest are not ridiculously high and I was able to pay off all the debts and clear them, I would definitely recommend them to anyone!

Review posted by Hannah Wright, Swindon

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from Trust Pilot to ensure an entirely nonbiased basis of accounts.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
Loanora is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances